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DIY Program

DIY Credit Score Improvement Program

A low Credit Score is often why loan applications are DECLINED. But you CAN improve it!

Why Your Credit Score is Low

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Too Much Debt

Your current debt obligations exceed your capacity to pay.

⚠️

Negative Listings

Adverse listings, judgements, or defaults on your record.

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Bad Payment Behaviour

Late payments, “pay one-skip one” pattern, missed instalments.

How DIY Program Works

For only R499 (one-time fee), our TEAM OF EXPERTS will:

  1. Assess your EXPERIAN Credit Report
  2. Build you an AFFORDABLE PAYMENT PLAN for all creditors
  3. Create a DIY TOOLKIT to manage your debt yourself
  4. Provide support for the first 3 critical months

Key Benefits

  • NO Debt Counsellor involved – you manage your own plan
  • NOT a “trap” into Debt Review – it’s a debt management plan
  • Pay ALL your creditors monthly, AND your living expenses
  • Build credit score to qualify for R500/R1000 payday loans
  • Future eligibility for bigger loans or credit products
  • SAVE money compared to professional debt counselling

What’s Included

DIY Toolkit

Step-by-step videos and guides covering all scenarios. Everything you need to manage your debt successfully.

Personalized Plan

A custom payment plan built specifically for your situation and financial capacity.

Email Support

3 months of email support to help you through the critical early months.

Progress Tracking

Monitor your credit score improvement as you make payments on time.

✅ Qualify for Future Credit: Once you improve your score, you can access R500/R1000 payday loans to build even better credit, or apply for bigger loans, credit cards, or vehicle finance.

Ready to start your financial wellness journey?

Start DIY Program